TOP RETIREMENT MISTAKES
THE RETIREMENT RISK MOST PEOPLE MISS
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Thad Ismart, CFP®, ChFEBC, CEPS
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Tessa Hall
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About This Episode
Tessa Hall speaks with BWFA Senior Financial Planner Thad Ismart about sequence of returns risk and why market timing can significantly affect retirement income. They discuss withdrawal strategies, cash reserves, and planning techniques that can help reduce risk during market downturns.
This episode is part four of BWFA’s Top Retirement Mistakes series, which explores common retirement planning mistakes and strategies to help avoid them.
To learn more about retirement planning, visit our Financial Planning page.
Read Full Description
Market declines early in retirement can have a lasting impact on your financial future.
In this episode of Healthy, Wealthy & Wise, Tessa Hall speaks with BWFA Senior Financial Planner Thad Ismart about sequence of returns risk and why withdrawal timing matters.
They discuss how early market losses can affect retirement portfolios, why maintaining appropriate cash reserves can provide flexibility, and how a retirement paycheck strategy may help reduce the need to sell investments during market downturns.
The conversation also explains why balancing investment growth with income planning is an important part of retirement planning.
This episode is part four of BWFA’s Top Retirement Mistakes series.
Top Retirement Mistakes Series
Episode 1: Why You Need an Estate Plan
Episode 2: Why Beneficiary Designations Matter
Episode 3: Will You Spend Too Much in Retirement?
Episode 4: The Retirement Risk Most People Miss
Episode 5: RMD Mistakes That Can Cost You
Episode 6: Why Retirement Planning Matters