Staff

Robert Carpenter is President and Chief Executive Officer of Baltimore-Washington Financial Advisors (BWFA), one of the largest and most respected registered investment advisory firms in the Baltimore–Washington region, with a growing national presence. Rob has played a pivotal role in BWFA’s growth, expanding the firm’s scale and capabilities while preserving the client-first culture that defines […]Read More

Sandy Hornor is an experienced financial professional with over 30 years in the industry. Sandy works with individuals, families, organizations, and companies to define their long-term wealth management objectives; he assists with the implementation of solutions and techniques to meet their objectives. Sandy strives to ensure that each client’s goals are met or exceeded by […]Read More

Thad Ismart is a Senior Financial Planner with Baltimore Washington Financial Advisors (BWFA). In this role, Thad prepares, presents, and implements comprehensive financial and retirement plans for BWFA’s clients. Thad is a CERTIFIED FINANCIAL PLANNER ® professional, a Chartered Federal Employee Benefits Consultant (ChFEBCSM) and a Certified Elder Planning Specialist (CEPS). He holds a B.A. […]Read More

Larry Post is a financial professional dedicated to serving the needs of individuals and families. Prior to joining BWFA, Larry held various positions in Hawthorn, PNC Family Office, PNC Wealth Management, and was a partner with a CPA and financial planning firm. Additionally, he is an instructor of financial planning for the College of Financial […]Read More

Tyler joined BWFA in 2016 and currently serves as Senior Financial Planner. He supports the firm’s Investment Management, Financial Planning, and Client Service Teams. He is very proud and excited to work with clients and their families to help plan for and achieve their financial goals. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner, a […]Read More

Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and an Enrolled Agent (EA). Matthew holds a B.S. in Business from Towson University and has worked in the accounting and financial advisory industry for over 10 years. He resides in Baltimore with his wife and […]Read More

Tyler became a part of BWFA in 2021, taking on the role of an Associate Financial Planner. In this capacity, he provides support to our investment management, financial planning, and client services teams. Prior to joining BWFA, Tyler gained valuable experience at T. Rowe Price and earned his CERTIFIED FINANCIAL PLANNER™ certification. Additionally, he holds […]Read More

Terrence Jones serves as a Wealth Management Associate. Before joining BWFA, Terrence spent 10 years in various client-facing positions at T. Rowe Price and is currently pursuing the Certified Financial Planner designation. Terrence holds the Chartered Retirement Planning Counselor (CRPC®), Certified Investment Management Analyst® (CIMA®) and Certified Elder Planning Specialist (CEPS) designations. He has a […]Read More

Zaman serves as a Financial Planning Analyst on the financial planning track with plans to obtain the Certified Financial Planner (CFP) designation. She currently holds bachelor’s degrees in economics and biology, along with a Master’s in Finance from the University of Maryland. Zaman is also a Certified Elder Planning Specialist (CEPS). Zaman started as an […]Read More

Samantha joined BWFA in August 2025 as a Senior Financial Planning Analyst. Samantha graduated from Towson University where she earned a B.S. in Environmental Science. Before joining BWFA, Samantha spent eight years in varying client-facing roles at another wealth management firm. She takes great pride in creating holistic and comprehensive financial plans and seeing the […]Read More

Brandon joined BWFA in June 2023 as a Senior Client Associate. Brandon is a Certified Elder Planning Specialist (CEPS). He graduated cum laude from High Point University where he earned B.S.B.A in Finance from the Phillips School of Business. During his undergraduate years, he was a part of their Division 1 Lacrosse Program, Student-Athlete Advisory […]Read More

Robert Carpenter is President and Chief Executive Officer of Baltimore-Washington Financial Advisors (BWFA), one of the largest and most respected registered investment advisory firms in the Baltimore–Washington region, with a growing national presence. Rob has played a pivotal role in BWFA’s growth, expanding the firm’s scale and capabilities while preserving the client-first culture that defines […]Read More

Joseph Manfredi is Chief Operating Officer of Baltimore-Washington Financial Advisors. In addition to day-to-day firm leadership, Joe assists the firm’s clients through coordination of all BWFA capabilities. He serves on the firm’s Executive Committee and Investment Management Committee. Joe has 40 years of financial management experience. In addition to his time with BWFA, Joe had […]Read More

Chris is a Financial Advisor and Senior Relationship Manager whose expertise includes comprehensive financial planning and investment portfolio management and strategy. He is a member of the firm’s Executive Management Committee, as well as the Investment Management Committee. Chris is a Certified Public Accountant (CPA) and a CERTIFIED FINANCIAL PLANNER ® professional. He holds both […]Read More

Joseph Caputo joined BWFA in September of 2012 as the firm’s Chief Information Officer and Sr. Relationship Manager. He has obtained over 15 years of financial and investment management-related experience. Prior to joining the firm, he worked for notable local, regional, and national investment companies such as T. Rowe Price and Wachovia Securities. Throughout his […]Read More

Max Pflugrad started with BWFA as an intern during the summer of 2021. He graduated from Towson University with a B.S. in Business, and is currently pursuing his CIMA certification. He is excited about his new role as an Associate Financial Analyst in which he will be supporting the Investment Management team. Outside of the […]Read More

Saman Alfatemi joined BWFA in June 2025 as an Associate Financial Analyst. Prior to joining full-time, Saman had worked as an intern for BWFA since the summer of 2024. He graduated from the University of Maryland Robert H. Smith School of Business with a Bachelor of Science degree in Finance in May 2025, and plans […]Read More

Larry Post is a financial professional dedicated to serving the needs of individuals and families. Prior to joining BWFA, Larry held various positions in Hawthorn, PNC Family Office, PNC Wealth Management, and was a partner with a CPA and financial planning firm. Additionally, he is an instructor of financial planning for the College of Financial […]Read More

Matthew joined BWFA in 2019 as a Tax Advisor and financial planner. He is a Chartered Financial Consultant (ChFC) and an Enrolled Agent (EA). Matthew holds a B.S. in Business from Towson University and has worked in the accounting and financial advisory industry for over 10 years. He resides in Baltimore with his wife and […]Read More

Brian joined BWFA in 2019 as a Tax Advisor. He is currently working to achieve his Enrolled Agent Certificate. He spent the previous 12 years working at BDO USA in a variety of roles, including the last five years in the Core Tax Department with experience in both business and individual tax preparation. Brian enjoys […]Read More

Yuan Zhang is a Tax Associate at BWFA and also an Enrolled Agent. She graduated from the University of Maryland where she earned her BS in Accounting. Prior to joining BWFA, Yuan was a staff accountant in a regional CPA firm in Bethesda. Yuan lives in Ellicott City, MD with her husband and two kids. […]Read More

Lex started his career in the tax department of Deliotte & Touche where he became a tax manager specializing in employee benefits and retirement plan consulting.  He subsequently became a partner in a small local accounting firm where he focused his practice on providing tax services to small businesses and their owners.  For 10 years he served […]Read More

Sarah earned her undergraduate degree in Corporate Finance and Accounting from Bentley University. She then earned her master’s degree in Financial Management from Boston University. Sarah grew up in Shanghai, China, and came to the U.S. in 2018 to pursue her degrees. She enjoys playing billiards, swimming, and traveling both internationally and within the United […]Read More

Dylan joined BWFA’s tax team in 2024. He is a proud graduate of Bowling Green State University, where he earned bachelor’s degrees in finance and marketing. Before joining BWFA, Dylan worked as a Senior Credit Analyst on a Commercial Lending Team in Columbus, Ohio. Currently, Dylan is pursuing the CPA requirements for the state of […]Read More

Emily joined BWFA in 2024. She earned her B.S. in Accounting from Wesleyan College. Emily started her career in public accounting in 2018 and gained valuable experience preparing individual & business tax returns. Outside of work, Emily enjoys spending time with her husband and two children. She enjoys traveling to new places with her family […]Read More

James joined BWFA in July 2025 and brings experience in both real estate and public accounting. He graduated from the University of Mississippi with a double major in Managerial Finance and Real Estate before relocating to Annapolis, Maryland. James holds an Enrolled Agent designation. Outside the office, you’ll likely find James at his boxing gym, […]Read More

Rob Hoffmann joined BWFA in July 2026, bringing more than eight years of public accounting experience to the firm’s Tax Services team. Throughout his career, Rob has worked with notable regional and national firms, serving closely held businesses, high-net-worth individuals, and clients across a range of industries. Rob is passionate about helping clients make informed […]Read More

Chinmay joined BWFA in August as a Client Associate. Before becoming a full-time team member, he interned with BWFA for two semesters. He graduated from the University of Maryland’s Robert H. Smith School of Business in 2026 with a degree in Finance and Information Systems. Outside of work, Chinmay enjoys cooking, staying active with fitness, […]Read More

Samantha joined BWFA in 2026 as a Tax Client Associate. She graduated from High Point University with dual Bachelor of Science degrees in Business Administration, majoring in Accounting and Finance. Originally from Carroll County, Maryland, Samantha enjoys giving back to her community through volunteering. In her free time, she enjoys reading, singing, and traveling abroad. […]Read More

Jamie joined BWFA in September 2026 as a Tax Client Associate. She graduated from Loyola University Maryland Sellinger School of Business with a B.S. in Accounting in May 2026. In her free time, Jamie enjoys traveling, watching baseball, and spending time with friends and family. During her college experience, she spent a semester studying abroad […]Read More

Brian MacMillan joined BWFA in May 2013 and is the Managing Director of Mergers and Acquisitions. He is a graduate of Salisbury University where he earned a Bachelor of Science degree in Business Administration. Brian attended the Management Development Program at the University of Delaware College of Business & Economics and holds the Financial Recasting […]Read More

Tadeo is an Associate Business Analyst on the M&A Team at BWFA. He joined the firm full-time in July 2026 after completing two internships there. Tadeo holds a B.A. in Business Management and Economics from Goucher College, where he served as captain of the Men’s Tennis Team. Born and raised in La Plata, Argentina, Tadeo […]Read More

Meghan is a BWFA Executive Manager and Certified Elder Planning Specialist (CEPS). Serving as the firm’s Director of Client Services, she supervises all aspects of the client experience including those which impact new client relationships. Additionally, Meghan oversees client education and appreciation events, while also managing the firm’s client services team. Meghan’s favorite part of […]Read More

Anna joined the team at BWFA in 2024 as the Sr. Client Operations Specialist, bringing over 10 years of experience in the financial services industry. Prior to joining BWFA, she held several roles within another wealth management firm, but her strengths and interests led her towards operations. Anna is passionate about organizing and developing processes […]Read More

Faith joined BWFA in 2023 as Associate Business Analyst. She graduated cum laude from the University of Maryland where she earned a Bachelor of Science in Marketing from the Robert H. Smith School of Business with a minor in French Studies. Faith grew up in Howard County, MD, and enjoys fitness, concerts, and traveling. During her […]Read More

Lisa joined BWFA in April 2025 as a Senior Client Associate.  Lisa graduated from Towson University where she earned a B.S. in Business Administration with a focus in Marketing from the College of Business and Economics. Before joining BWFA, Lisa has spent nearly 10 years in the financial services industry. She brings a wide range […]Read More

Raechelle joined BWFA in 2019 as a Client Associate. She attended Loyola University Maryland for both undergraduate and graduate school. She has spent time in both customer service and sales positions. She lives in Mt. Washington, Maryland, where she lives with her husband, three girls, and three dogs. She enjoys attending her girls’ sporting events, […]Read More

Stacy joined BWFA in 2023 and serves as the Executive Assistant to the President. She strives for excellence and has organizational talents that will benefit the BWFA team and its clients. Her career path has always been customer service-based with a goal of providing a 5-star experience. Stacy’s experience has ranged from working as a […]Read More

Sergio joined BWFA in August 2025 as a Client Associate. He graduated from Salisbury University’s Perdue School of Business, where he earned a Bachelor of Science in Business Management with a minor in Marketing. Before joining BWFA, Sergio spent three years in automotive sales. In his free time, he enjoys fitness, the beach, spending time […]Read More

Angela is a proud Baltimore native and graduate of Towson University, where she earned her Bachelor of Arts degree. She has spent nearly four years building her career in the financial industry and brings that experience, along with her passion for people, to her role at Baltimore Washington Financial Advisors. Angela finds fulfillment in client […]Read More

Nathan joined BWFA in 2026 as a Client Relationship Associate.  He is from Frederick, MD, and graduated from Towson University in 2024 with a B.S. in Business Administration and a concentration in financial planning. Before joining BWFA, Nathan worked at a financial planning software company. He is currently pursuing his CFP designation. Nathan has a […]Read More

Sophia joined BWFA in June 2026 as a Client Relationship Associate. Before becoming a full-time team member, Sophia interned with BWFA in the spring of 2026. She graduated from the University of Maryland Robert H. Smith School of Business with a Bachelor of Science in Finance in May 2025 and completed her Master of Finance […]Read More

Mya joined BWFA in June 2026 as a Client Relationship Associate after graduating from Bates College in Maine with a B.A. in Political Science. Prior to joining the firm full-time, she interned with BWFA during the summer of 2025. Mya is excited to continue growing professionally and expanding her knowledge of the many facets of […]Read More

Lindsay joined BWFA in July 2026 as a Senior Client Associate. Prior to joining the firm, she spent 14 years at T. Rowe Price, where she held roles in both client services and operations. Her extensive experience has provided her with a strong foundation in delivering exceptional client service, and she is passionate about building […]Read More

Cortney graduated from Towson University with a bachelor’s degree in Communications with a focus in Public Relations & Advertising. She is a Certified Digital Marketing Professional (CDMP). Cortney strives to provide exceptional service to each and every BWFA client and prospective client, she enjoys learning more about their lives and building relationships for years to […]Read More

Karaline joined BWFA in 2024, bringing with her 17 years of experience from the Marketing and Communications Office at Gilman School in Baltimore. She holds a bachelor’s degree in Communications from the University of Dayton and a master’s in Publication Design from the University of Baltimore. A passionate Baltimore sports fan, Karaline is also an […]Read More

After earning her B.S. in Marketing from the University of Maryland’s Smith School of Business, Jadyn joined Baltimore-Washington Financial Advisors in 2024. As a Marketing Associate, Jadyn helps ensure clients and community members have a clear, engaging experience across BWFA’s educational events and digital platforms. She supports the promotion of webinars and podcasts, contributes to […]Read More

Jordan Wygant is a Travel Advisor for BWFA as of 2024. She has been an independent travel advisor for three years. Her passion for bringing joy to whomever she meets, shows in her work as a travel advisor and in past roles she has held in non-profit work. She believes that everyone should have the […]Read More

Tessa joined BWFA in 2025, bringing more than 15 years of experience in media and podcasting. You may have heard her on DC101 in the past or seen her reporting and camerawork from the NBC4 news helicopter, Chopper 4. She is excited to build engaging podcasts, webinars, and other media to enrich the lives of […]Read More

Stacy joined BWFA in 2024 and works closely with our community partners to support wellness-focused initiatives and community programming.Read More

Joseph Caputo joined BWFA in September of 2012 as the firm’s Chief Information Officer and Sr. Relationship Manager. He has obtained over 15 years of financial and investment management-related experience. Prior to joining the firm, he worked for notable local, regional, and national investment companies such as T. Rowe Price and Wachovia Securities. Throughout his […]Read More