WEBINAR: Do I Need Long-Term Care Insurance?


Many believe their health insurance policy will cover most or all of their medical and personal care needs, such as assistance with dressing, bathing, and toileting. Unfortunately, most health insurance plans focus on the prevention and treatment of medical conditions — not on long-term personal care.

Join BWFA for an informative session exploring when long-term care may be needed. Whether it’s due to a chronic illness, a serious injury, a disability, or cognitive impairment, proper planning can help you maintain your independence and safeguard your lifestyle.

WEBINAR
JUNE 25, 2026
11:45 AM – 1:00 PM

TOPICS WILL INCLUDE:

  • What Long-Term Care is all about
  • What Long-Term Care insurance is – and is not
  • Why Medicare does NOT pay for most long-term care needs
  • Why Medicaid is not the long-term care solution of choice
  • How an LTC policy is designed
  • What constitutes a “good” LTC policy
  • How LTC policies are priced
  • General tax implications of LTC policies
  • Who should consider Long-Term Care insurance
  • The general underwriting requirements of LTC insurance
  • Is LTC insurance right for everybody – and is it right for you?

PRESENTERS:

TOWNSEND HORNOR, JR.
CEPS

Managing Director, Wealth Management & Executive Committee
LAWRENCE M. POST
CPA, MST, CFP®, CIMA®

Senior Tax and Planning Advisor

For questions or help registering, please contact
Jadyn Wynn, Marketing Associate | [email protected] | 410-461-3900
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