Mental wellness is integral to having a fulfilling life. The World Health Organization (WHO) describes mental health as “a state of well-being in which an individual realizes his or her own abilities, can cope with the normal stresses of life, can work productively and can make a contribution to his or her community.” Mental illnesses […]
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Applying for a Mortgage
Since most people finance their home purchases, buying a home usually involves applying for a mortgage. Here is some basic information to help guide you through the process. MORTGAGE PREQUALIFICATION VS. PREAPPROVAL Before applying for a mortgage, you’ll want to shop around and compare the mortgage rates and terms that various lenders offer. When you […]
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Understanding Probate
When you die, you leave behind your estate. Your estate consists of your assets — all of your money, real estate, and worldly belongings. Your estate also includes your debts, expenses, and unpaid taxes. After you die, somebody must take charge of your estate and settle your affairs. This person will take your estate through […]
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Why People in “Blue Zones” Live Longer Than the Rest of the World
“Blue Zones” are geographic areas with lower rates of chronic diseases and a longer life expectancy. Diet, fasting, and exercise are factors associated with Blue Zones. Italy, Greece, Japan, Costa Rica, and the US have a Blue Zone. Chronic diseases are becoming more and more common in old age. While genetics somewhat determine your lifespan […]